Categories for Blog

  • InDApp: A Unified Digital Platform to Accelerate Growth, Approvals, and Opportunities for Indian MSMEs

    Nearly 67% of Indian MSMEs are digitally equipped, with 43% already proficient in enterprise tools such as ERP systems and cloud computing. Another 23% have begun using advanced technologies, including AI, in some form. While these numbers reflect that the... View Article

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  • Protium’s Loan Against Property Helped PSR Enterprises’ Recover from near total shutdown to 5900% Growth

    Overview Background Bengaluru is India’s renowned IT and startup hub which invites many professionals from all over the country. This city also has more than 1000 educational institutions in which a large student population have migrated from other cities. This... View Article

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  • 5 Financial Actions for MSMEs to Adapt to the New Labour Codes

    India’s four new Labour Codes replace 29 earlier laws, creating a unified framework for wages, social security, industrial relations, and workplace safety. The Codes expand coverage of EPF, ESIC, gratuity, and minimum wage norms, increasing the importance of accurate payroll planning and... View Article

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  • 41% Auto Retail Sales Jump in October 2025: 5 Actionable Steps for MSMEs to Leverage the Boom 

    Automobile retail sales rose by a staggering 41% in October 2025 compared to the same period last year, marking the highest level ever recorded. The total vehicle sales crossed 52 lakhs from last year’s 43 lakhs, marking a 21% year-on-year... View Article

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  • 5 Common MSME Fears About Udyam Registration & the Facts That Dispel Them

    Despite MSME registrations crossing 7 crore, a significant portion still remains outside formalization. Furthermore, over 80% of these unregistered MSMEs still rely on cash transactions, limiting their credit visibility. Many MSMEs continue to avoid Udyam Registration because of long-standing fears... View Article

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  • Protium’s LAP and MFL Can Help MSMEs In  Strengthen Infrastructure in India’s Smaller Cities 

    Tier-2 and Tier-3 cities account for more than 51% of India’s registered MSMEs1. However, the growth potential of these enterprises remains constrained. MSMEs in smaller cities operate at only around 18% of the productivity of large enterprises, far below the 45–70% range seen in... View Article

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