• MSME credit challenges

    How NBFCs Can Boost Innovation in India’s MSME Through Flexible Loans

    India’s Micro, Small, and Medium Enterprises (MSMEs), though modest in scale compared to the Large Enterprises, are the unsung heroes of our economy. They contribute a significant 29.15% to the country’s GDP and 45.56% to exports, while creating over 15.50... View Article

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  • MSMEs, Business Loans

    Beyond the Credit Score: Leveraging the Power of Alternative Data in Business Loan Decisions 

    MSMEs are turning to NBFCs, which use alternative data to assess the creditworthiness and financial health of small businesses to make informed decisions. Let’s understand how NBFCs leverage different sources of alternate data to assess borrowers’ creditworthiness beyond traditional credit... View Article

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  • Machine Learning in Loan Approval

    From Paperwork to Approval: How Machine Learning Speeds Up Business Loan Applications 

    48% of companies globally use machine learning, while on the other hand 84% of Indian business decision makers are planning to adopt the technology. Why? Because it helps businesses make smarter decisions, faster. But how useful is this technology when... View Article

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  • importance of disclosure statements in business loans.

    Disclosure Statements in a Business Loan

    Synopsis: In the booming business loan market, disclosure statements are essential for reducing risk and ensuring a smooth loan process for both borrowers and lenders. Learn about their importance, types and applications from the perspective of lenders and borrowers in... View Article

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  • Verification of Income and Assets in a Business Loan

    Synopsis: Verifying your income and assets helps the lender to tailor business loans according to your business’s specific risk profile. This ensures responsible lending practices while providing businesses with the capital they need to grow and operate.  As per a... View Article

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  • Understanding Collateral for Business Loans

    Synopsis: Collateral in a business loan reduces risk for lenders and interest rates. Businesses can pledge various types of collateral. In this regard, understanding collateral types, eligibility and LTV (Loan-to-Value) ratios-a metric to compare the borrowed money against the value... View Article

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