• Services Sector PMI Expands: Why Financial Planning Is Critical for MSMEs in This Growth Phase

    The services sector contributes 55.3% of India’s Gross Value Added (GVA) and forms the backbone of non-farm economic activity. The year-on-year growth in the sector has been above 6% between 2014 and 2025, with the average growth rising by 8.3%... View Article

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  • India’s Social Security Expansion to 100 Crore Workers: 9 Ways MSMEs Can Prepare for the Transition 

    India is expanding the social security coverage to 100 crore workers from 90 crore by 2026. While this reflects a long-term push toward formalising the country’s workforce, for MSMEs, it’s a permanent change in how employment will be regulated and... View Article

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  • Farmer’s Day 2025: 5 Reasons Machinery & Equipment Loans Matter to Farming & Agri-MSMEs 

    Farm mechanisation and the use of proper equipment can increase farm productivity by up to 30% and reduce costs by about 20%1. Despite these gains, India’s overall farm mechanisation level stands at around 47%, which is lower than other developing... View Article

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  • Empowering MSMEs with ₹25,060 Crore Export Promotion Mission for International Success

    The Union Cabinet has approved a ₹25,060 crore Export Promotion Mission (EPM) announced in the Union Budget 2025–26. The Mission includes an additional ₹20,000 crore credit guarantee expansion[1] to ease liquidity pressure on MSMEs, first-time exporters, and labour-intensive sectors.[1]  Designed... View Article

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  • NBFCs Growing at 18% Annually & Adopting Risk-Calibrated Lending: 7 Steps for MSMEs to Strengthen Credit Readiness 

    Non-bank finance companies (NBFCs) are projected to grow by 18% annually, reaching nearly ₹50 lakh crore in assets under management by FY271. This expansion is accompanied by a clear shift in lending behaviour. NBFCs are adopting risk-calibrated models that rely more heavily... View Article

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  • India’s Credit Growth at 11.27%: Role MSMEs Play in Ensuring the Momentum Stays Strong 

    India’s credit growth moved up to 11.27% year-on-year by mid-October 2025, supported by increased household purchases, GST reductions on specific product categories, and a strong rise in loan disbursements during the festive season. Nearly ₹3 trillion in incremental loans were disbursed in... View Article

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