Synopsis: During India’s festive seasons, small businesses often turn to lending institutions, which play a crucial role in meeting their need for additional funds to scale up operations. This discussion will shed light on the consistent trends in MSME loans,... View Article
Synopsis: Alternative credit data sources give lenders more comprehensive information at lower costs but can also often need to be more accurate. Today’s article discusses the benefits and drawbacks of alternative credit data sources that lending institutions use to determine... View Article
Synopsis: A proper credit risk management process helps you avoid payment defaults and maintain a positive cash flow to keep your operations running. This article covers the best credit risk management practices to help you create a robust strategy for... View Article
Synopsis: Several trends, such as the growing use of UPI, contactless payments, and cross-border payments, are shaping the digital payments ecosystem in India. In this article, we discuss these trends and developments in detail. The Unified Payment Interface (UPI) and... View Article
In India, Micro, Small, and Medium Enterprises (MSMEs) are crucial to the economy, providing jobs and spurring growth. Yet, nearly 93% of MSMEs struggle to access external funding due to gaps like insufficient financial records or weak credit histories. This... View Article
Synopsis: Entrepreneurs and small business owners can use investments as a second source of income to scale their operations. While the best investment strategy will depend on your business goals, here are seven tips to help you generate high returns.... View Article
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