Empower Your Business with Protium Business Loans
Quick financing solutions designed for MSMEs and sole proprietors with minimal documentation and fast approval process.
Apply Instant Business LoanGST Business Loan Program
Avail business loans up to ₹50 Lakhs through our GST program designed for established businesses.
Key Features:
- Loan Amount: ₹10 Lakhs – ₹50 Lakhs
- Minimum CIBIL Score: 700
- Minimum Business Vintage: 3 years
- Minimum Annual Turnover: ₹1 Crore
- BTO (Banking credit over Turnover): Minimum 70%
- Maximum FOIR: 85%
Banking Business Loan Program
Secure funding of up to ₹30 Lakhs with our banking program ideal for growing businesses.
Key Features:
- Loan Amount: ₹5 Lakhs – ₹30 Lakhs
- Minimum Business Vintage: 2 years
- NTC (New to Credit) Allowed
- Minimum Annual Turnover: ₹36 Lakhs
- Minimum ABB: ₹25,000
- Maximum FOIR: 80%
Eligibility Criteria
Business Vintage
Annual Turnover
CIBIL Score
Documents Required
Keep these documents ready when you apply for your business loan:
- KYC (Borrower & Co-borrower)
- Banking Statements (Last 6 or 12 months)
- Latest ITR
- GST (24 months) – For GST program
Why Choose Protium Business Loans?
Quick Processing
Fast approval process with minimal documentation requirements.
Flexible Loan Amounts
Business loans ranging from ₹5 Lakhs to ₹50 Lakhs based on your needs.
Minimal Documentation
Simple documentation process with clear requirements.
Ready to Grow Your Business?
Apply now for a Protium Business Loan and take the next step towards achieving your business goals. Our team is ready to assist you through the entire process.
Apply Instant Business LoanFrequently Asked Questions
Through our GST program, you can avail business loans up to ₹50 Lakhs. For the Banking program, the maximum loan amount is ₹30 Lakhs. The actual loan amount approved will depend on your business’s financial health and eligibility criteria.
You need to provide KYC documents (for both borrower & co-borrower), banking statements (last 6 or 12 months depending on the program), latest ITR, and GST returns for 24 months (for the GST program).
Our loan approval process is designed to be quick and efficient. Upon submission of all required documents, you can expect a decision typically within 2-3 business days.
Yes, under our Banking program, we accept applications from businesses that are new to credit (NTC). You’ll need to meet the other eligibility criteria including business vintage of at least 2 years and minimum annual turnover of ₹36 Lakhs.
FOIR stands for Fixed Obligation to Income Ratio, which measures the percentage of your income that goes toward paying debts. BTO stands for Banking Turnover Ratio, which is the ratio of banking credit to your business turnover. These metrics help us assess your repayment capacity.