Overview Background Bengaluru is India’s renowned IT and startup hub which invites many professionals from all over the country. This city also has more than 1000 educational institutions in which a large student population have migrated from other cities. This... View Article
India’s four new Labour Codes replace 29 earlier laws, creating a unified framework for wages, social security, industrial relations, and workplace safety. The Codes expand coverage of EPF, ESIC, gratuity, and minimum wage norms, increasing the importance of accurate payroll planning and... View Article
Automobile retail sales rose by a staggering 41% in October 2025 compared to the same period last year, marking the highest level ever recorded. The total vehicle sales crossed 52 lakhs from last year’s 43 lakhs, marking a 21% year-on-year... View Article
Despite MSME registrations crossing 7 crore, a significant portion still remains outside formalization. Furthermore, over 80% of these unregistered MSMEs still rely on cash transactions, limiting their credit visibility. Many MSMEs continue to avoid Udyam Registration because of long-standing fears... View Article
Tier-2 and Tier-3 cities account for more than 51% of India’s registered MSMEs1. However, the growth potential of these enterprises remains constrained. MSMEs in smaller cities operate at only around 18% of the productivity of large enterprises, far below the 45–70% range seen in... View Article
The Government of India is preparing to introduce a revamped Interest Subvention Scheme that will offer a 3% interest subsidy for MSME exporters over the next five years. The initiative is designed to ease borrowing costs, improve liquidity, and support... View Article
“I wanted to invest in my business so I applied and got a loan of 2.5 lakhs within 48 hours. I was very happy I got the funds when I needed them. Thanks to Protium!”
