Synopsis: An effective credit risk management policy can assist lenders in improving their performance and beating out their competition. We understand what goes into building an effective credit risk management framework below. The COVID-19 crisis put credit risk management back... View Article
Synopsis: In today’s blog, we spotlight some of the best government schemes targeted at up-and-coming women entrepreneurs to give wings to their industrial spirits. India has the third-largest startup ecosystem in the world, with its unicorns’ numbers expected to grow... View Article
Synopsis: In today’s blog, we will provide an overview of key financing strategies that platform sellers can use to enhance their profitability. The Indian eCommerce sector has been rising rapidly on the back of exponential growth in smartphone and internet... View Article
Synopsis: Equitable bank ownership has not translated into increased access to credit for women. In today’s blog, we detail the issue of the gendered credit gap and the possible reasons for it. Promoting Nari Shakti, or women empowerment, has been... View Article
Synopsis: In today’s blog, we will elaborate on the framework of 5Cs, which lenders utilize to evaluate the creditworthiness and strength of a borrower’s profile. Lenders, including banks and NBFCs, carry out extensive credit analysis before sanctioning loans to minimize... View Article
Synopsis: As opposed to asset-backed credit, MSMEs can avail of loans based on expected cash flows. In today’s blog, we will untangle what cash flow-based lending is and why it is gaining traction among lenders and MSMEs. Years of mandated... View Article
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