Categories for Financial well-being

  • Credit rating agencies (CRAs) help small businesses get loans with low interest rates by assessing and evaluating their creditworthiness and ability to repay the loans. In this article, we discuss the impact of credit rating agencies on the economy.

    The Impact of Credit Rating Agencies on the Economy and Financial Stability

    In India, Micro, Small, and Medium Enterprises (MSMEs) are crucial to the economy, providing jobs and spurring growth. Yet, nearly 93% of MSMEs struggle to access external funding due to gaps like insufficient financial records or weak credit histories. This... View Article

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  • Discover 7 investment tips tailored for entrepreneurs and small business owners to make smart financial decisions and grow their businesses effectively.

    7 Investment Tips for Entrepreneurs and Small Business Owners

    Synopsis: Entrepreneurs and small business owners can use investments as a second source of income to scale their operations. While the best investment strategy will depend on your business goals, here are seven tips to help you generate high returns.... View Article

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  • F.I.R.E (Financial Independence, Retire Early) - Explore how millennials pursue financial freedom and early retirement in this growing lifestyle movement.

    What is F.I.R.E? The New Movement of the Millennials

    Synopsis: Financial Independence Retire Early (F.I.R.E.) has been a growing trend among millennials worldwide. It encourages them to earn more, spend less, and generate passive income through investments to save enough to retire early. Continue reading as we talk more... View Article

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  • Learn the fundamentals of investment to secure your financial future. Explore investment foundations, strategies, and more in this informative guide.

    Mastering Investment: A Comprehensive Guide to Financial Literacy

    Synopsis: Mastering investment fundamentals is essential for securing your financial well-being. You can get started by selecting an investment vehicle on the basis of your financial objectives, risk tolerance, time frame, and investment approach. Continue reading this article to gain... View Article

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  • The recent UPI developments, such as pre-sanctioned credit lines, aim to help bridge India’s credit gap. Continue reading the blog to know more!

    How are recent changes to UPI helping fill India’s Credit Gap?

    Synopsis: UPI increased transaction efficiency, promoted financial inclusion, and decreased economic informality. The recent UPI developments, such as pre-sanctioned credit lines, aim to help bridge India’s credit gap. Continue reading to know more! The micro, small, and medium-sized businesses (MSMEs)... View Article

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  • What Are the Risks Associated with Informal Sources of Credit?

    Synopsis: This blog delineates the risks inherent in accessing informal credit and expounds on the rationale for opting for formal lending institutions. There is no denying that accessing timely credit is essential to achieving individual empowerment and driving economic growth.... View Article

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