Synopsis: In this article, we map out how embedded finance is transforming the finance landscape and influencing the way customers and platform businesses interact and manage their financial relationships. Integrating the traditional point of sale (POS) concept with cutting-edge software... View Article
Synopsis: This article discusses the current state of the Indian lending landscape and examines the key issues plaguing the advancement of equity and equality in financial inclusion. Financial inclusion, which encompasses access to and usage of financial services, is the... View Article
Synopsis: In today’s blog, we will discuss the transformative impact of the adoption of contextual lending architecture by financial institutions on streamlining lending processes, driving financial inclusion, and catalyzing India’s economic growth. The credit ecosystem is undergoing a revolution, and... View Article
Concerns about data privacy are of the utmost importance for lending and credit underwriting businesses in the financial sectors. A compromise of the sensitive data that financial institutions manage for their customers in the course of lending and credit underwriting... View Article
Synopsis: In today’s blog, we will analyze how RBI’s newly-implemented digital lending guidelines will balance customer rights protection with financial innovation. The digital lending market has been scaling new heights—some estimate a 4.75x growth to $1.3 trillion by 2030. While... View Article
After the COVID-19 pandemic, an accelerated shift has been witnessed in the adoption of innovative technologies by nonbank financial companies (NBFCs). The primary focus of digital lending is on lenders and borrowers as they navigate the digital ecosystem of banking... View Article