Synopsis: Equitable bank ownership has not translated into increased access to credit for women. In today’s blog, we detail the issue of the gendered credit gap and the possible reasons for it. Promoting Nari Shakti, or women empowerment, has been... View Article
Synopsis: As opposed to asset-backed credit, MSMEs can avail of loans based on expected cash flows. In today’s blog, we will untangle what cash flow-based lending is and why it is gaining traction among lenders and MSMEs. Years of mandated... View Article
Synopsis: In today’s article, we will discuss how the new-age FinTech companies are revolutionizing the financial sector through Banking as a Service (BaaS) and its implications for the incumbent traditional retail banks. Innovation in technology and the development of new... View Article
Synopsis: Banks and NBFCs are heavily reliant on Direct Selling Agents (DSAs) for scaling their distribution network without breaking the bank, literally. Below, we spotlight the vital role played by DSAs and how their operations can be augmented further. With... View Article
Unless you have been living under a rock, chances are you have come across terms like FinTech, Blockchain, and neobanks being liberally spewed around in the news. Our financial system has come a long way from its sole focus on... View Article
Synopsis: In today’s blog post, we bring some strategies that platform sellers can apply to profit from the marked uptick in consumer demand experienced during holiday sales. In India, festivals not only provide a ground ripe for communal bonding but... View Article