Experian
You hereby consent to Protium Finance Limited (PFL) (formerly known as Growth Source Financial Technologies Limited and prior to that it was known as Growth Source Financial Technologies Private Limited) being appointed as your authorised representative to receive your Credit Information from Experian CIC for the purpose for which we are collecting, accessing such Credit Information that is to undertake an ongoing data analysis and credit assessment of you, to provide the best offers, services and analysis to you.
CONSENT IN RELATION TO ACCESS TO CREDIT INFORMATION THROUGH EXPERIAN
This End User Agreement (the “Agreement”) is made between you (the “User” or “You”) and Protium Finance Limited, a public limited company having its registered office at Nirlon Knowledge Park (NKP) B6, Second Floor, Pahadi Village, Off. The Western Express Highway, Cama Industrial Estate, Goregaon (E), Mumbai, Maharashtra 400063 (“Protium Finance Limited”, “Us” or “We”, which term shall include its successors and permitted assigns). The User and Protium Finance Limited shall be collectively referred to as the “Parties” and individually as a “Party”.
You hereby consent to Protium Finance Limited (PFL) being appointed as your authorised representative to receive your Credit Information from Experian CIC for the purpose for which we are collecting, accessing such Credit Information that is to undertake an ongoing data analysis and credit assessment of you, to provide the best offers, services and analysis to you.
BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE EXPERIAN CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS “CREDIT INFORMATION”). YOU HEREBY ALSO CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PROTIUM FINANCE LIMITED BY USING EXPERIAN TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN.
Terms and Conditions
Protium Finance Limited shall access your Credit Information as your authorized representative and Protium Finance Limited shall use the Credit Information for limited End Use Purpose consisting of and in relation to the services proposed to be availed by you from Protium Finance Limited. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein and in furtherance to CICRA.
The Parties agree to protect and keep confidential the Credit Information both online and offline.
Governing Law and Jurisdiction
The relationship between you and Protium Finance Limited shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of Mumbai.
Definitions
Capitalised terms used herein but not defined above shall have the following meanings:
“Credit Information Report” “means the credit information / scores/ aggregates / variables /inferences or reports which shall be generated by Experian;
“Credit Score” means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
“CICRA” shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies
Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
Disclaimer
This credit report is generated based on data received from credit institutions. This report does not guarantee any particular outcome. The insights are provided solely by Protium Finance Limited (‘Protium’) and not by Experian Credit Information Company of India Private Limited (‘Experian’). Experian has not validated any insights provided by Protium. The insights are based on certain credit scenarios and Protiums generic understanding about credit information. Experian is not liable for any losses or damages (whether direct or indirect) for the insights provided by Protium.
PLEASE READ THE ABOVEMENTIONED TERMS AND CONDITIONS AND CLICK ON “ACCEPT” FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS/ FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH PROTIUM FINANCE LIMITED IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING “ACCEPT” YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN.