I/We hereby declare that the aforesaid information provided by me / us and documents submitted along with the Application to Growth Source Financial Technologies Private Limited (GSFTPL) are true, correct and accurate and I/We have not withheld any material information. I/We further agree that any false/misleading information given by me/ us, or suppression of any material fact will render my/our application liable for rejection and or closure and further action.
I/We hereby declare that I/We hereby declare that I/we are competent and not under any legal impediment to avail facility / Loans from GSFTPL as requested and I/We agree that the above statement shall form the basis of any arrangement to a loan. I/We confirm that there are no bankruptcy or winding-up proceedings instituted against me/us and I/We are not undischarged bankrupt(s) (or, in the case of a company, that we have not been wound-up) and that none of my/our credit facilities/loans with any financial institution has turned bad/irregular or is under default.
I/we have carefully read and understood /was explained in English/the vernacular language understood by me/us, the terms and conditions of this Application. I/we hereby irrevocably irrevocably agree to be bound by all the terms and conditions governing the above-mentioned facilities.
I/we have carefully read/ been explained the charges for loan application. I/ we understand that Loan Processing Charges, initial money deposit or any charges collected for processing the application paid by me/s is not refundable. I/we agree that charges may vary depending on the transaction and will be informed during the processing of application. I/ we understand collected charges may include payouts/ payments made to third party vendors/ agencies associated with GSFTPL.
GSFTPL assures you that the information made available to us will be kept in strict confidentiality and we will use the information only to help us to service your account better, to provide you with products and services that you may have requested, and to inform you about other products and services that may be of interest to you. GSFTPL shall protect the personal details received from you with the same degree of care, to prevent the unauthorized use of the information as we protect our own confidential information of a like nature.
I/We have read, understand and acknowledge and agree that GSFTPL may refer my/our name to a recognized credit or referencing agency/ies and/or make such references and enquiries to me/us, friends, relatives, employer (past or present) business associates to verify the details as GSFTPL may consider necessary. I/We understand and agree that the sanction of the loan or any other facilities shall be at the sole discretion of GSFTPL, which reserves its right to reject this. Application without assigning any reason. I/We also understand the continuation of the account is at the sole discretion of GSFTPL.
I/We understand that as a pre-condition, relating to grant of the loans/advances/ other non-fund based credit facilities to me /us, “GSFTPL”, requires my/our consent for the disclosure by GSFTPL of, information and data relating to me/us, of the disclosure by GSFTPL of, information and data relating to me/us, of the credit facility availed of /to be availed, by me, obligations assumed/to be assumed, by me/us, in relation there to and default, if any, committed by me/us, in discharge thereof.
Accordingly, I/we hereby consent to GSFTPL, its officers, employees, advisers and agents disclosing information relating to me/us and my/ our account (s) and /or dealing relationship(s) with it, including but not limited to personal details, details of my/our credit facilities, products, transactions, defaults (if any committed by me/us, in discharge thereof).
I/We certify that I/we am/are a citizen of India / entity resident in India. I/ We confirm that I am /we are not a non-resident / non-resident-controlled entity.
Accordingly, I/we hereby consent to GSFTPL, its officers, employees, advisers and agents disclosing information relating to me/us and my/our credit facilities, products, transactions, defaults (if any committed by me/us), payments history, any security taken, transactions undertaken and balances and position with GSFTPL, to
The holding company of GSFTPL, any of its subsidiaries or subsidiaries of its holding Company, affiliates, representative and branch offices in any jurisdiction (the “permitted Parties”)
Professional advisers, service providers or independent contractors to or agents of the Permitted parties such as debt collection agencies, data processing firms (including for this application) who are under a duty of confidentiality (whether located outside or inside of India) to the Permitted Parties
Any actual or potential participant or sub-participant in relation to any of the GSFTPL’s right and/or obligations under any agreement between us, or assignee, novate or transferee (or any agent or advisor of any of the foregoing);
The affiliates of the Company, Credit Bureau, Credit Rating agencies, Banks, Financial Institutions, Non-banking Financial Institutions, insurer or insurance broker of, or direct or indirect provider of credit protection to any permitted party, Data Bank or any governmental or regulatory authorities/ bodies/departments for the purpose of complying with legal and/ or regulatory requirements,
A merchant, card issuer or a member of a card association (for instance, visa or masterCard) where the disclosure is in connection with use of a card;
Anyone GSFTPL or RBI considers necessary in its discretion in order to provide me/us with services or otherwise as authorized by RBI
Any court or tribunal or regulatory, governmental or quasigovernmental authority with jurisdictions over the Permitted Parties
Any dealer of a foreign exchange, authorized person or any security provider:
I/we declare that the information and data furnished by me/us to GSFTPL are true and correct I/we have signed the application form after filing in all details myself. If EMI is applicable to a loan/facility, the EMI date/payments would depend upon the date of disbursement. I/we undertake that the credit facility will be used for the purpose it is granted by GSFTPL/declared by me/us at the time of availing the credit facility and not for any speculative, antisocial or any purpose not permitted by law. I/we understand that this requirement is in line with the RBI regulations. I/we understand that if it is found by GSFTPL at a later date that the facility granted to me /us is being used for any other purpose than the purpose for which it was granted, then GSFTPL will have the right to recall the facility at any time.I/we also agree to provide to GSFTPL such further documents as may be requirements of the Reserve Bank of India and GSFTPL.
I/we hereby certify that GSFTPL may be itself or through authorized persons that the you may consider appropriate (such as authority or credit reference agency, lawyers, agencies, bureau etc.) collect and verify any/ all information given, check credit references, employment details and obtain credit reports to determine my credit worthiness in connection with this Loan request or in case GSFTPL requires to conduct additional/further checks in order to assess my eligibility for further loans in the future and ongoing review.
GSFTPL reserves its right to send mails/messages to me/us to inform me/us of (a) changes or additions to the products, this agreement or the Fee Schedule,(b) violations of this Agreement, or (d) for marketing and other matter related to the Products or this Agreement or (d) for marketing and other purposes. Nothing in this provision shall require or obligate GSFTPL to send any notice if no notice is required or mandated elsewhere in this Agreement. At any time by informing customer care unit through phone or email, although I will continue to receive transactional messages from us.
Subject to applicable law, I/we agree that GSFTPL may, but are not obligated to, monitor or record any of my telephone conversations and chat texts with GSFTPL for quality control purposes, for purposes of training and GSFTPL protection. Subject to applicable law, I/we further agree that any account user or anyone else GSFTPL authorize to use my/our account consents to such monitoring or recording as well. I/we acknowledge that does not guarantee that recordings of any particular telephone calls will be retained or are capable of being retrieved.
By entering into this agreement, I/we Acknowledge that GSFTPL may contact me/us via telephone (Either by a live person, Automatic dialer, Pre-recorded Message or a combination of the foregoing) to Discuss the products and I/we consent to such contact. Further, I/we consent to receive such phone calls on all the telephone /mobile numbers provided by me /us or entered on the site.