Tag Archive: credit score

  • Credit Score Impact

    Streamlining Payment Processes: A Manual on Restructuring Loans

    Synopsis: Loan restructuring allows borrowers to modify terms like interest rates and tenures to pay back loans under challenging economic situations. Join us as we explore how the loan restructuring process works and expert tips to make the most out... View Article

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  • Explore what credit history is and why it is essential in shaping decisions about loan approvals and interest rates for customers. Read now.

    How Does Your Credit History Affect Loan Approvals and Interest Rates? 

    Synopsis: In this article, we will explore what credit history is and why it is essential. We also discuss its crucial role in shaping decisions about loan approvals and interest rates.  Among the hordes of financial advice often dispensed by... View Article

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  • Explore the key differences between a credit score and a credit risk assessment for evaluating a borrower’s creditworthiness. Read now to learn.

    Evaluating Creditworthiness: Credit Score vs Credit Risk Assessment

    Synopsis: In today’s blog, we will explore the key differences between a credit score and a credit risk assessment for evaluating a borrower’s creditworthiness for the purposes of sanctioning a loan. The decision between a loan extension and a loan... View Article

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  • 7 factors to consider before you take a loan against property. Read more.

    7 Factors to Consider Before Applying for a Loan Against Property

    The demand for Loans Against Property (LAP) has been soaring due to their secured nature and no end-use restriction. A LAP is a loan issued against an existing property by financial institutions, including banks, NBFCs, as well as HFCs. Loans... View Article

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  • 7 Smart Ways To Improve Your CIBIL Score Quickly

    A CIBIL score is a three-digit score that indicates the credit score of an individual or a business alike. Having a good CIBIL score is essential because a good score is directly proportional to one’s creditworthiness. In other words, the... View Article

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  • 5 Major Factors That Can Affect Your CIBIL Score

    Your CIBIL score is one of the most important financial numbers that one needs to take care of but is often ignored due to a lack of awareness. Not only does a CIBIL score affect the rate or the ease... View Article

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