Synopsis: The rising popularity of small and independent businesses has challenged fintech lenders to develop innovative lending models to acquire the market. Let’s examine some of the popular lending models and understand how they work. Traditional lending practices have significantly... View Article
Synopsis: The traditional financing process for MSMEs is time-consuming and often involves excessive documentation. However, with FinTechs dominating the financial market, the creditworthiness issues for MSMEs have drastically reduced. Read along as we discuss how they are doing it and... View Article
Synopsis: Alternative credit data sources give lenders more comprehensive information at lower costs but can also often need to be more accurate. Today’s article discusses the benefits and drawbacks of alternative credit data sources that lending institutions use to determine... View Article
Synopsis: This article discusses the current state of the Indian lending landscape and examines the key issues plaguing the advancement of equity and equality in financial inclusion. Financial inclusion, which encompasses access to and usage of financial services, is the... View Article
Synopsis: In today’s article, we will provide a succinct review of the credit sector and how it is being transformed through the influx of smartphones and tech-based lending platforms, thus benefiting the credit-deprived masses of India. It is common knowledge... View Article