Synopsis: In today’s blog, we will provide an overview of key financing strategies that platform sellers can use to enhance their profitability. The Indian eCommerce sector has been rising rapidly on the back of exponential growth in smartphone and internet... View Article
Synopsis: Equitable bank ownership has not translated into increased access to credit for women. In today’s blog, we detail the issue of the gendered credit gap and the possible reasons for it. Promoting Nari Shakti, or women empowerment, has been... View Article
Synopsis: In today’s blog, we will elaborate on the framework of 5Cs, which lenders utilize to evaluate the creditworthiness and strength of a borrower’s profile. Lenders, including banks and NBFCs, carry out extensive credit analysis before sanctioning loans to minimize... View Article
Synopsis: As opposed to asset-backed credit, MSMEs can avail of loans based on expected cash flows. In today’s blog, we will untangle what cash flow-based lending is and why it is gaining traction among lenders and MSMEs. Years of mandated... View Article
Synopsis: In today’s article, we will discuss how the new-age FinTech companies are revolutionizing the financial sector through Banking as a Service (BaaS) and its implications for the incumbent traditional retail banks. Innovation in technology and the development of new... View Article
Synopsis: Banks and NBFCs are heavily reliant on Direct Selling Agents (DSAs) for scaling their distribution network without breaking the bank, literally. Below, we spotlight the vital role played by DSAs and how their operations can be augmented further. With... View Article
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