• Explore what credit history is and why it is essential in shaping decisions about loan approvals and interest rates for customers. Read now.

    How Does Your Credit History Affect Loan Approvals and Interest Rates? 

    Synopsis: In this article, we will explore what credit history is and why it is essential. We also discuss its crucial role in shaping decisions about loan approvals and interest rates.  Among the hordes of financial advice often dispensed by... View Article

    Read more>>
  • Explore the wide variety of credit scoring models from traditional methods to more data-driven, innovative methods involving AI/ML. Read now to learn.

    Measuring Creditworthiness: An In-depth Look at Credit Scoring Models 

    Synopsis: In this article, we delve into the wide variety of credit scoring models, including their transition from traditional methods to more data-driven, innovative methods involving AI/ML.  The improved access to diverse data sources paired with higher computing power has... View Article

    Read more>>
  • Explore 4 key factors fueling mobile lending’s popularity and the elements that make it truly convenient for customers in India. Read now.

    Unlocking Credit on the Go: The Rise of Mobile Lending in India 

    Synopsis: In this article, we will describe the factors fueling mobile lending’s popularity along with the elements that make it truly convenient to use.   The RBI’s latest decision to sanction pre-approved credit lines through UPI has put mobile lending back... View Article

    Read more>>
  • Growing borrower concerns on data privacy & security: How NBFCs build trust & growth - Read our blog for insights & solutions!

    Building Trust in NBFCs: Enhancing Security and Data Privacy 

    Synopsis: In this article, we discuss why borrowers are growing concerned about data privacy and security and the ways NBFCs are dealing with their concerns to retain and grow their trust.  In the aftermath of the COVID-19 pandemic, digital lending... View Article

    Read more>>
  • Learn how GST, the poster child of the indirect tax regime affects business loans and the overall impact on borrowers in India. Read now.

    Impact of GST on business loans: A comprehensive guide

    Synopsis: In this article, we will outline how GST, the poster child of the indirect tax regime, impacts enterprises seeking business loans.  The Indian government introduced the Goods and Services Tax (GST) regime in July 2017 to streamline the indirect... View Article

    Read more>>
  • Learn what the repo rate is and its role in shaping interest rates, borrowing costs, and purchasing power, thereby impacting your finances. Read now.

    How does the repo rate affect your finances? 

    Synopsis: In today’s article, we will discuss the role played by the repo rate in the monetary policy framework and its subsequent impact on your personal and business finances.  Serving as the nation’s central bank, the Reserve Bank of India... View Article

    Read more>>