India is expanding the social security coverage to 100 crore workers from 90 crore by 2026. While this reflects a long-term push toward formalising the country’s workforce, for MSMEs, it’s a permanent change in how employment will be regulated and... View Article
Farm mechanisation and the use of proper equipment can increase farm productivity by up to 30% and reduce costs by about 20%1. Despite these gains, India’s overall farm mechanisation level stands at around 47%, which is lower than other developing... View Article
The Union Cabinet has approved a ₹25,060 crore Export Promotion Mission (EPM) announced in the Union Budget 2025–26. The Mission includes an additional ₹20,000 crore credit guarantee expansion[1] to ease liquidity pressure on MSMEs, first-time exporters, and labour-intensive sectors.[1] Designed... View Article
Non-bank finance companies (NBFCs) are projected to grow by 18% annually, reaching nearly ₹50 lakh crore in assets under management by FY271. This expansion is accompanied by a clear shift in lending behaviour. NBFCs are adopting risk-calibrated models that rely more heavily... View Article
India’s credit growth moved up to 11.27% year-on-year by mid-October 2025, supported by increased household purchases, GST reductions on specific product categories, and a strong rise in loan disbursements during the festive season. Nearly ₹3 trillion in incremental loans were disbursed in... View Article
A Strong Manufacturing Base and the Need for Industrial Clusters India’s manufacturing sector contributes approximately 17% of GDP and employs over 27 million workers in key industries such as automotive, engineering, chemicals, pharmaceuticals, consumer durables, electronics, and textiles. As the... View Article
“I wanted to invest in my business so I applied and got a loan of 2.5 lakhs within 48 hours. I was very happy I got the funds when I needed them. Thanks to Protium!”
