• Understanding CV CMR and Associated Benefits of Smarter Credit Assessment for MSME Lending in 2025

    India’s MSME credit landscape in 2025 has two contrasting sides. On one hand, the numbers suggest progress—commercial credit to MSMEs stood at ₹35.2 lakh crore as of March 2025, showing a 13% year-on-year growth. Loan defaults are now at their... View Article

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  • 7 Mandatory MSME Compliances & A Practical Guide to Meeting Regulatory Standards

    Manufacturing MSMEs in India are burdened with over 1,450 compliance requirements across central, state, and local laws, incurring costs of up to ₹15 lakh annually[1]. These costs include the time, manpower, and legal resources needed to stay compliant. Compliance obligations... View Article

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  • Step-by-Step Guide to MSME Formalization

    Why should an MSME Formalize its Business? 

    The Indian economy accommodates over 6.5 crore registered MSMEs. However, as of March 2024, approximately 3.9 crore MSMEs remained unregistered and operating informally. This gap has long-term consequences. Informal businesses are often excluded from subsidies, financial assistance, and critical growth... View Article

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  • The Role of MSMEs in Shaping a Developed India by 2047 

    India is steadily charting its course toward becoming a fully developed nation by 2047. Central to this journey is the Viksit Bharat 2047 vision—an ambitious roadmap laid by the government aimed at driving economic, social, environmental, and technological transformation. And... View Article

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  • Powering MSME Growth: Proven Strategies to Boost Competitiveness in Today’s Market 

    [1] IBEF, Manufacturing Sector in India Industry Report February 2025 As part of this strategy, the government has launched several targeted initiatives, with the Production Linked Incentive (PLI) schemes playing a key role. Rolled out across 14 critical sectors, these... View Article

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  • Key Challenges for MSMEs: Compliance, Technology, and Skilling Gaps  

    Here is a Practical Guide to Overcome Them  India’s ambitious vision of becoming a ‘Viksit Bharat’ by 2047 significantly depends on the dynamism and growth of its MSMEs. For this vision to materialize, these vital economic drivers must evolve beyond... View Article

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